How to compensate for flight delay insurance
Recently, flight delay insurance has become a hot topic, especially in the summer when thunderstorms are frequent and flight delays occur frequently. Many travelers have begun to pay attention to how to obtain compensation through insurance. This article will introduce in detail the compensation standards, procedures and precautions of flight delay insurance to help passengers better protect their rights and interests.
1. Compensation standards for flight delay insurance
The compensation standards for aircraft delay insurance vary by insurance company and product, but usually include the following categories:
| Delay length | Amount of compensation (example) | Remarks |
|---|---|---|
| 2 hours and above | 100-300 yuan | Some insurance companies require a delay of 3 hours to initiate compensation. |
| 4 hours and above | 300-600 yuan | Some products include catering subsidies |
| 6 hours and above | 600-1000 yuan | Additional accommodation costs may be compensated |
| Cancel flight | 500-1500 yuan | Airline certificate required |
2. Compensation process
Applying for aircraft delay insurance compensation usually requires the following steps:
1.keep credentials: Including boarding pass, flight delay certificate (issued by airline), itinerary, etc.
2.Submit application: Submit a claim application and upload relevant materials through the insurance company APP, official website or customer service phone number.
3.Review compensation: After verification by the insurance company, the compensation is usually completed within 3-7 working days.
3. Precautions
1.Delay time calculation: Some insurance companies refer to the actual departure or landing time of the flight rather than the planned time.
2.Disclaimer: Force majeure factors such as weather and air traffic control may be listed as deductibles, please read the terms carefully.
3.Automatic claims service: Some insurance products are connected with airline data and can automatically trigger claims without manual application.
4. Recent popular flight delays
| Date | event | Delay length |
|---|---|---|
| July 10, 2023 | Heavy rain causes many flight delays in Beijing | average 4 hours |
| July 15, 2023 | Flights canceled due to typhoon in Shanghai | Over 200 sorties |
| July 20, 2023 | Guangzhou air traffic control delays | average 3 hours |
5. How to choose flight delay insurance
1.Pay attention to the compensation start time: Select the compensation threshold that matches your frequently flown routes (such as 2 hours or 3 hours).
2.Compare payouts: Different products have large differences in compensation, and premiums and insurance amounts need to be selected comprehensively.
3.View additional services: Some high-end insurance companies provide services such as VIP lounges and rebooking assistance.
4.Pay attention to purchasing channels: Can be purchased through the airline’s official website, OTA platform or third-party insurance platform.
Summary
Flight delay insurance can provide passengers with certain financial compensation, but you need to pay attention to the terms details and claims requirements. It is recommended that passengers choose appropriate insurance products based on their own needs before traveling and properly keep relevant certificates so that they can successfully obtain compensation in the event of delays.
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